Long Term Disability

Guiding You Through New York Long-Term Disability Claims

The process of obtaining long-term disability benefits can be complex and frustrating. Having your claim denied by an insurance company can leave you without crucial financial support when you need it most. But you do not have to face this challenge alone. A dedicated New York long-term disability attorney by your side can make a significant difference in the outcome of your case.

At Coughlin & Gerhart LLP, our attorneys offer trusted guidance to clients in New York State and Pennsylvania. We strive to help you through the complex process of obtaining and maintaining long-term disability benefits. Whether you are just starting your claim or facing a denial, we are here to advocate for your rights. As one of the most established firms in New York, our team of long-term disability insurance attorneys has a deep understanding of disability law and insurance practices.

Long-Term Disability Benefits FAQs

We believe in empowering our clients with knowledge. This is why we have compiled some of the most common questions we receive from the people we represent.

My LTD claim was denied. What are the deadlines for filing an appeal?

The deadline for filing an appeal typically ranges from 60 to 180 days from the date of the denial letter. We recommend contacting a long-term disability lawyer immediately after receiving a denial. They can help you meet all deadlines and prepare your appeal properly.

How much does it cost to hire a long-term disability lawyer in New York?

Many people worry about long-term disability lawyer costs. However, our firm typically handles these cases on a contingency basis. This means you pay nothing upfront. We only collect a fee if we successfully recover benefits for you, usually a percentage of your back benefits award.

What kind of medical evidence is needed to support my LTD claim in New York?

A successful long-term disability claim requires comprehensive medical documentation. This typically includes detailed medical records from treating physicians, diagnostic test results, treatment plans and statements from medical professionals about your specific limitations.

While every situation is unique, these general insights can help you take the first steps toward securing the benefits you need.

Let Us Help With Your Disability Benefits

Our long-term disability insurance attorneys are here to help you secure the benefits you deserve. Call us today at (607) 275-5706 or complete an online form to schedule your first no-cost, no-obligation meeting.