Times are tough, and just about everybody is feeling a little bit of a financial pinch these days – and it’s not easy to secure a personal loan if you have damaged credit or little in the way of collateral. This is where that whole life or universal life insurance...
As you start thinking about your estate plan, you'll likely hear one piece of professional advice: do what you can to avoid probate. But what is probate, and why should you steer clear of it? In simple terms, probate is the court-supervised process of distributing...
The image of the terrified mailman trying to navigate their way around a snarling dog has often been played for laughs – and jokes and memes about dogs protecting their owners from the dreaded postal worker are everywhere. It’s not really a laughing matter, however,...
The summer months are a time when motorcyclists are common sights on the roadways. One of the biggest hazards for them is other motorists who aren’t paying attention to what’s going on around them. Those motorists can slam into the motorcycle, but they aren’t the only...
Setting your estate plan up so that it accurately reflects your wishes is critical. Many people don’t realize that you don’t have to be wealthy to need an estate plan. Ideally, all adults will have a plan in place. Trusts are one of the options that you have for...
When it comes to estate planning, many immediately think about deciding who gets to inherit the house or the cherished family heirloom. In reality, estate planning encompasses much more than the distribution of your assets after your passing. With the right tools in...
Being involved in a car accident can result in many effects besides injuries. Your job and future career opportunities can be substantially impacted by the crash. Here is how this may happen: 1. Time off work It's vital to take time off work after an accident, even a...
After filling out and signing your health care proxy, you may change your mind about its provisions or your chosen health care agent. Luckily, making changes to this form is easy. However, you need to be informed to avoid costly mistakes. Here is what to know about...
Your estate plan can do more than help you distribute assets; you can plan for incapacitation. While you may not want to be unable to make medical decisions at any point in your life, anything can happen. Accordingly, you need to choose someone who will make medical...
Medical professionals are sworn by oath to provide the best care possible and adhere to strict standards to prevent errors that could lead to adverse reactions or harm to patients. Despite this, medical errors still happen, which can have serious complications for the...