Times are tough, and just about everybody is feeling a little bit of a financial pinch these days – and it’s not easy to secure a personal loan if you have damaged credit or little in the way of collateral. This is where that whole life or universal life insurance...
Month: June 2024
Month: June 2024
Why you might want to avoid probate in estate planning
As you start thinking about your estate plan, you'll likely hear one piece of professional advice: do what you can to avoid probate. But what is probate, and why should you steer clear of it? In simple terms, probate is the court-supervised process of distributing...
Do dogs and mailmen really have adversarial relationships?
The image of the terrified mailman trying to navigate their way around a snarling dog has often been played for laughs – and jokes and memes about dogs protecting their owners from the dreaded postal worker are everywhere. It’s not really a laughing matter, however,...
Summertime hazards for motorcyclists
The summer months are a time when motorcyclists are common sights on the roadways. One of the biggest hazards for them is other motorists who aren’t paying attention to what’s going on around them. Those motorists can slam into the motorcycle, but they aren’t the only...
Why consider an irrevocable trust in your estate plan?
Setting your estate plan up so that it accurately reflects your wishes is critical. Many people don’t realize that you don’t have to be wealthy to need an estate plan. Ideally, all adults will have a plan in place. Trusts are one of the options that you have for...
Why you need a POA in your estate plan
When it comes to estate planning, many immediately think about deciding who gets to inherit the house or the cherished family heirloom. In reality, estate planning encompasses much more than the distribution of your assets after your passing. With the right tools in...