Many New York vehicle owners drive for many years without being involved in any adverse incidents. It is only natural to come to think car accidents happen only to others, and if such a driver is then involved in a crash, he or she might be unsure what to do immediately afterward. Taking the wrong steps, like admitting responsibility, could be harmful.
Under New York laws, drivers must remain at accident scenes, help injured victims (if possible) and wait for law enforcement authorities to come. Otherwise, they risk facing hit-and-run charges. Exchanging personal and insurance information with the other driver s essential, and it is a good idea to note the contact details of any witnesses. Drivers must report accidents to the police, but they do not have to agree to interviews without first speaking to their attorneys or insurance adjusters.
Those same drivers who thought they would never be involved in an accident are often so shocked when it happens that they are quick to apologize, but that could be seen as admitting responsibility. Various factors could have caused the accident, including the other driver’s negligence, poorly maintained roads, defective or malfunctioning vehicle components, or inappropriately installed engine parts. Although all New York vehicle owners must have the appropriate no-fault insurance, admitting responsibility could be used by the crash victim later.
For that reason, reaching out to a personal injury attorney with experience in dealing with matters related to car accidents and New York insurance laws might be the sensible step to take before talking to police or insurance adjusters. Any victim of another party’s negligence retains the right to pursue claims for financial relief to cover economic losses like medical expenses and lost income, along with pain and suffering for physical and emotional stress caused by the injuries. A skilled attorney can provide the necessary support and guidance.