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Integrating long-term care into your estate plan
When creating an estate plan, many older adults consider the implications of a nursing home stay and how it may impact their finances and their children’s inheritance. They worry that the need for long-term care will take all of the assets they spent a lifetime...
2 things you should know about creating a valid New York will
Crafting a comprehensive estate plan, with a valid will or living trust at its core, is an essential step towards securing your legacy. It grants you the power to pass on your assets after you die, ensuring your loved ones' security. Unfortunately, the legal landscape...
What is the difference between first-party and third-party special needs trusts?
Special needs trusts (SNTs) are important tools for individuals with disabilities who need to maintain eligibility for government benefits while still having access to funds to supplement their needs and enhance their quality of life. They provide a mechanism for...
Common severe truck accident injuries
Motor vehicle accidents can result in debilitating accidents or even fatalities. When at least one of the motor vehicles in question is a truck, the chances for severe injuries are often heightened due to the size and weight disparity between trucks and other vehicles...
Signs that you may have suffered whiplash in a car accident
Car accidents are traumatic events that can result in a range of injuries. One particularly common injury associated with rear-end collisions is whiplash. This condition develops when the head is suddenly jerked forward and then backward (or side-to-side), causing...
Having advance directives is good – keeping them fresh is wise
Good for you if you have already made advance healthcare directives a priority in your estate plan. You have taken the first step in controlling your medical care even if you become incapacitated and cannot speak for yourself. To better ensure your healthcare...
What kind of injuries can seat belts cause?
There is no doubt that seat belts have saved many lives over the years. They prevent people from moving around and being ejected from the vehicle in a collision. Nonetheless, even seat belts can’t prevent all injuries. In fact, seat belts can cause very serious...
When should your will be updated?
A will is a legal document that allows you to pass on instructions as to how your assets should be divided upon your death among your heirs and other beneficiaries. A will can also include guardians to look after your young children. Drafting a will is not a one-time...
The 3 types of distracted driving
According to the National Highway Traffic Safety Administration, around 3000 people die in distracted driving accidents every year. On top of that, thousands more are injured. Distractions while driving come in various forms, but they fit into three main categories....
Who is the right estate executor for you?
When you draft an estate plan, one step you have to take is to choose an estate executor or an estate administrator. Your estate plan itself provides instructions for your family. The estate executor is the person you’ve put in charge of going through the...